Insurance Overview
Wikipedia says:
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium.
What this really means is Insurance buys you “peace of mind” – as individuals we all have elements of insurance to buy that peace of mind – for our car, house, business – but also for liabilities we face as Company Directors or Charity Trustees.
The skill is all about making sure you don’t over or under insure – a balance of risk. In our increasingly litigious world, some would argue that risk is ever escalating. Also in our increasingly health and safety conscious world, some would argue that we’re going potty – fearful of risks that aren’t really relevant.
Balance therefore is subjective and something that comes with experience – that’s were aQmen as a business and aQmen’s people come to the fore.
Take a look at the links to see what we think about insurance and get in touch by giving us a call or send us an email by clicking below on Contact Us.